If your goal is to become a homeowner look no further than Lighthouse Real Estate Group. We will guide you each step of the way. But first here is a checklist of important items you must have in place before the search begins.
- Know your credit and financial history
- Shop around for a lender
- Be realistic about what you can afford, you want to live in a home, not for the home
- Be prepared for the type of loan whether it be FHA, VA, or Conventional, know the down payment amount
- Talk to friends and family for Realtor recommendations
- You should have a great rapport with your Realtor, go with your gut instincts
- Begin searching for homes with your Realtor, set your search criteria 5-10% higher than your range, and allow your Realtor to negotiate
- Make the offer and enter into a contract
- Apply for your loan within the allotted time in the contract, adhering to dates in the contract is a must
- Get a home inspection
- Keep in constant contact with your Realtor and lender to provide any information necessary to get you to the closing table
- When you hear the words ”we are clear to close” you may set the closing date
- On the day of closing, you will need state identification, a certified check or wire for a down payment, and a whole lot of patience for all of the documents you will be signing
- Last but not least treat your self to dinner to celebrate the gift of homeownership